Full-stack credit consulting
Every service below is delivered by a dedicated analyst and grounded in the Fair Credit Reporting Act. Pick a single service or let us build a combined strategy.
Credit Repair
Aggressive dispute of inaccurate, outdated, and unverifiable items across all three bureaus.
- Tri-bureau dispute letters (Experian, Equifax, TransUnion)
- Goodwill & pay-for-delete negotiations
- Continuous 60-day dispute cycles
Score Rebuilding
Strategic tradelines and credit utilization engineering to rebuild your score fast.
- Authorized user tradeline placement
- Utilization ratio optimization
- Credit mix & age strategy
Funding Consulting
Personal and business funding access once your profile is lender-ready.
- Personal loan & card pre-qualification
- Business credit building roadmap
- Lender matching & application support
Credit Monitoring
Real-time alerts and quarterly profile audits to protect the score you rebuilt.
- 24/7 tri-bureau change alerts
- Identity-theft response protocol
- Quarterly strategy reviews
Debt Resolution
Negotiated settlements and validation requests that resolve debt for less than owed.
- Debt validation & verification
- Settlement negotiation
- Creditor communication handling
Business Credit
Separate your personal liability and build a standalone business credit profile.
- EIN & entity compliance setup
- Net-30 vendor tradeline stacking
- Store & fleet credit building
A documented path from audit to funding
Free Profile Audit
We pull and analyze your tri-bureau report to identify every disputeable item and growth opportunity.
Custom Strategy
A dedicated analyst builds a personalized roadmap — disputes, tradelines, and utilization targets.
Aggressive Execution
We launch 60-day dispute cycles, place tradelines, and negotiate with creditors on your behalf.
Funding & Protection
Once lender-ready, we match you to funding and keep monitoring to protect your rebuilt profile.
Not sure which service you need?
Start with a free profile audit. We'll recommend the exact combination of services for your situation.
Get Your Free Audit